Build, Borrow, Bequeth

In the realm of personal finance, few topics evoke as much fervour as the debate over how best to withdraw from one’s portfolio in retirement. For many adherents of the FIRE (Financial Independence, Retire Early) movement, the venerable 4% rule has long served as a rule of thumb. Yet, as markets evolve and tax considerations… Continue reading Build, Borrow, Bequeth

Hello Bossu — Mrs. Alumulumu is Going to Save the World!

Or how capsule homes could be the solution to the housing crisis A robust Chinese lady has gone viral for her social media videos promoting capsule homes manufactured by a Chinese company called Etong. Her accent is unique, and it’s hard to comprehend what she’s saying without subtitles. Yet, her personality and confidence more than… Continue reading Hello Bossu — Mrs. Alumulumu is Going to Save the World!

What Percentage of your Income should you save?

Over the course of time in my conversations with fellow FIRE (Financial Independence Retire Early) aspirants, this is a very common topic – ‘What percentage of my income should I be saving?‘ The answer to this question varies a lot. Some extreme savers recommend saving as much as 50% of your take-home income. While some… Continue reading What Percentage of your Income should you save?