Yesterday, Apple announced a Savings Account with a mouth watering 4.15% APY (Annual Percentage Yield). Meanwhile a typical US bank offers 0% on checking and… Read More »Apple’s new Savings Account – Here’s the catch
In this article I explain the nuances of Hyperbolic discounting and some of the common misunderstandings of this concept. I later talk about how you… Read More »What is Hyperbolic Discounting?
Spoiler alert: ‘Every Day is a Good Day’ is a Japanese movie that I watched recently. This article is based on my reflections on the… Read More »Every Day a Good Day
If you are not the lucky few who have locked in a 30 year mortgage at a fixed rate of around 1%, then read on.… Read More »High Interest rate Mortgage? – Strategies to lower your Interest Expense
Japan is one of my favorite countries to visit. I have been there several times. The unique cultural heritage, the unbelievable convenience and the tastiest… Read More »Retiring in Japan
