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Finanical Independence

The 4% Rule – part 1

The 4% Rule so to speak is based on a few research papers that are based on data analysis of historical returns. The FIRE community makes the mistake of treating it as a Rule per se whereas in reality it is just an expectation based on historic information. The 4% Rule is a statistical Model and like all statistical models, it is wrong but could be useful.

Mini Retirement

Mini-retirement is all about taking intentional breaks from your career to pursue things that you really value and cannot put it off until FIRE.