Dividends on FIRE
Understanding and Managing your dividends well is key to success both during the accumulation phase and the withdrawal phase of FIRE.
Understanding and Managing your dividends well is key to success both during the accumulation phase and the withdrawal phase of FIRE.
I found a post that is aligned to my findings with regards to the 4% Rule. This is not conclusive evidence but a way to validate/verify my findings
The 4% Rule is based on studies that have many Flaws.Retirement planning based on these flaws can be fatal! This article suggests an alternative.
The 4% Rule so to speak is based on a few research papers that are based on data analysis of historical returns. The FIRE community makes the mistake of treating it as a Rule per se whereas in reality it is just an expectation based on historic information. The 4% Rule is a statistical Model and like all statistical models, it is wrong but could be useful.